Credit report alerts. Information on credit alert services.
In case you don't know, checking your credit report on a regular basis is crucial to ensuring that your information is accurate for lenders and other interested parties. Now imagine you could receive credit report alerts on a daily or weekly basis that would save you the trouble of constantly checking yourself.
Well, several companies have already done all the imagining for you. In fact, most companies that offer any type of credit report services will now offer a credit report alert as part of their package.
In fact, most credit report alerts now include weekly e-mail messages that outline any important changes that have been made to your credit report. Not only this, but these credit report alerts will also include reports outlining the detection of any type of potential fraud that might affect your credit status.
In other words, the concept behind credit report alerts is to do the work that you should be doing yourself.
Of course, if calling your credit bureaus on a monthly basis to check your credit report doesn't bother you, than you can probably do without these credit alerts. But keep in mind that with three different credit bureaus collecting info, making these kinds of calls every month is not ideal for someone with a busy lifestyle.
Most companies realize this, which is why they are now offering credit report alerts as part of their service package, which also includes sending you weekly updates on your credit score. For some, that sort of convenience is hard to resist.
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Fri Mar 12th, 2010 12:21 am
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